{"id":672,"date":"2021-01-20T02:00:00","date_gmt":"2021-01-20T02:00:00","guid":{"rendered":"https:\/\/stage.beeping.si\/blog\/?p=362"},"modified":"2021-01-20T02:00:00","modified_gmt":"2021-01-20T02:00:00","slug":"placevanje-v-tujini-top-nasveti-za-brezskrbno-potovanje","status":"publish","type":"post","link":"https:\/\/www.beeping.si\/it\/blog\/placevanje-v-tujini-top-nasveti-za-brezskrbno-potovanje\/","title":{"rendered":"Pla\u010devanje v tujini – top nasveti za brezskrbno potovanje"},"content":{"rendered":"

V tujini (na po\u010ditnicah ali poslovni poti) se pogosto postavi vpra\u0161anje, kako je najbolje razpolagati z denarjem. \u010ce se odpravljamo v dr\u017eavo, kjer pla\u010dilno sredstvo ni evro, kot je na primer Hrva\u0161ka, pa je teh vpra\u0161anj \u0161e ve\u010d.<\/p>\n\n\n\n

Ali s seboj potrebujem gotovino?<\/strong><\/h2>\n\n\n\n

Dobro je, da si nekaj gotovine v lokalni valuti priskrbite, \u0161e preden odidete od doma. Na vpra\u0161anje, koliko gotovine vzeti s seboj, ni preprostega odgovora. Odvisen je od destinacije, va\u0161ega sloga potovanja in tega, s koliko gotovine se po\u010dutite varne. \u010ce spite v hotelih, jeste v restavracijah in kupujete v trgovinah, boste potrebovali manj gotovine kot \u010de raje spite v manj\u0161ih gosti\u0161\u010dih, jeste uli\u010dno hrano in nakupujete na stojnicah, kjer ne sprejemajo kartic. Gotovino si na primer lahko priskrbite v poslovalnicah NLB<\/a>, kjer priporo\u010dajo: \u201cManj pogoste valute ali ve\u010dje vsote si za vsak primer naro\u010dite nekaj dni pred odhodom.\u201d<\/p>\n\n\n\n

Pla\u010dilne kartice. Katero vzeti s seboj?<\/strong><\/h2>\n\n\n\n

Pri pla\u010devanju s karticami se boste izognili skrbi glede gotovine in si zagotovili bolj\u0161i pregled nad stro\u0161ki. Z vsakim osebnim ra\u010dunom dobite tudi mednarodno pla\u010dilno kartico BA Maestro, s katero lahko dvigujete gotovino na bankomatih in pla\u010dujete na prodajnih mestih, ozna\u010denih z nalepko Maestro<\/a>. NLB ponuja tudi mo\u017enost pla\u010devanja z mobilno denarnico NLB Pay. Ve\u010d o uporabi si preberite s klikom na to povezavo ( o NLB Pay smo govorili v prej\u0161njem blog-u).<\/a><\/p>\n\n\n\n

Na poti pa je dobro imeti tudi vsaj eno od mednarodnih pla\u010dilnih kartic z odlo\u017eenim pla\u010dilom \u2013 Mastercard<\/a> ali Visa<\/a> \u2013 najbolje, da se pred odhodom pozanimate, katera je v dr\u017eavi, kamor se odpravljate, bolj priljubljena. \u010ce bo va\u0161e potovanje trajalo dlje in boste obiskali ve\u010d dr\u017eav, pa se lahko odlo\u010dite za obe<\/a>. Lahko se zgodi, da vam v \u010dasu potovanja zapade veljavnost ene od kartic – v tej situaciji \u0161e vedno razpolagate z drugo. Poleg tega je tudi znesek, ki ga lahko porabite, varneje razdeliti.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Primer: S \u010dim pla\u010devati na Hrva\u0161kem?<\/strong><\/h3>\n\n\n\n

Na\u0161o sosedo je tudi letos za dopust izbralo najve\u010d Slovencev. Torej, s seboj na dopust na Hrva\u0161ko vzemite le nekaj malega gotovine v kunah, ve\u010dji dvig gotovine pa raje opravite na Hrva\u0161kem, in sicer s kartico osebnega ra\u010duna BA Maestro. Provizija za dvig vam bo \u0161e vedno zara\u010dunana, a bo znatno ni\u017eja kot pri dvigu s kartico z odlo\u017eenim pla\u010dilom. Pri dvigu gotovine v kunah svetujemo, da izberete mo\u017enost brez konverzije (torej v lokalni valuti), saj se s tem izognete nepri\u010dakovanim stro\u0161kom.<\/p>\n\n\n\n

Pla\u010dilni kartici Mastercard in Visa uporabljajte za pla\u010devanje na prodajnih mestih, za dvigovanje gotovine pa ju ne svetujemo. Tudi pri pla\u010dilu s karticama Mastercard in Visa je na vpra\u0161anje, \u010de \u017eelite pla\u010dati s kunami ali z evri, bolje izbrati prvo mo\u017enost in se tako izogniti morebitnim stro\u0161kom, ki lahko zaradi te\u010dajnih razlik nastanejo pri pretvorbi valute.<\/p>\n\n\n\n

Skrbi si lahko prihranite z dobro pripravo<\/strong><\/h2>\n\n\n\n

Ne glede na to, katere kartice uporabljate, pred odhodom preverite njihovo veljavnost in vi\u0161ino limita, slednjega pa po potrebi lahko stranke NLB tudi zvi\u0161ate prek spletne banke NLB Klik, NLB Teledoma ali v njihovi poslovalnici.<\/p>\n\n\n\n

Kako pogosto preverite ra\u010dun, ki ste ga pla\u010dali s kartico v trgovini ali v taksiju takoj po prejetju? Ne zgodi se tako redko, da vas bo sploh v bolj eksoti\u010dnih dr\u017eavah oseba na drugi strani pla\u010dilnega terminala posku\u0161ala ogoljufati. Prakti\u010den opomnik je SMS-Alarm (sporo\u010dilo vsebuje klju\u010dne informacije in telefonsko \u0161tevilko, ki jo pokli\u010dete ob sumu zlorabe) o uporabi kartice in SMS-Opomnik o stanju na ra\u010dunu. \u010ce niste prepri\u010dani o dolo\u010denem izdatku ali pa bi \u017eeleli ve\u010dji pregled nad porabo pa bo najpriro\u010dnej\u0161a re\u0161itev mobilna banka Klikin.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

3 nasveti, ki vam lahko pomagajo v stiski<\/strong><\/h2>\n\n\n\n
  1. \u010ce vam denar, kartice, dokumente ali karkoli drugega ukradejo ali \u010de to izgubite, obvestite lokalno policijo, ki naj napi\u0161e zapisnik. \u010ce potrebujete pomo\u010d, pokli\u010dite slovensko diplomatsko-konzularno predstavni\u0161tvo<\/a> v dr\u017eavi, kjer ste.<\/li>
  2. Izgubljeno ali ukradeno kartico Visa, Mastercard ali BA Maestro takoj prekli\u010dite s klicem va\u0161e osebne banke. Stranke NLB imate na voljo 24\/7 podporo prek telefonske \u0161tevilke +386 1 477 20 00, spletnega ali video klepeta.<\/li>
  3. \u010ce v tujini ostanete brez vsega, vam pomaga Western Union<\/a>. Denar prejmete v nekaj minutah na ve\u010d kot 250.000 vpla\u010dilno-izpla\u010dilnih mestih po svetu.<\/li><\/ol>\n\n\n\n

    Beeping.si<\/a><\/p>","protected":false},"excerpt":{"rendered":"

    V tujini (na po\u010ditnicah ali poslovni poti) se pogosto postavi vpra\u0161anje, kako je najbolje razpolagati z denarjem. \u010ce se odpravljamo v dr\u017eavo, kjer pla\u010dilno sredstvo ni evro, kot je na primer Hrva\u0161ka, pa je teh vpra\u0161anj \u0161e ve\u010d. Ali s … Read More<\/a><\/p>","protected":false},"author":1,"featured_media":628,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-672","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"\nPla\u010devanje v tujini - top nasveti za brezskrbno potovanje - Beeping<\/title>\n<meta name=\"description\" content=\"V tujini (na po\u010ditnicah ali poslovni poti) se pogosto postavi vpra\u0161anje, kako je najbolje razpolagati z denarjem.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.beeping.si\/it\/blog\/placevanje-v-tujini-top-nasveti-za-brezskrbno-potovanje\/\" \/>\n<meta property=\"og:locale\" content=\"it_IT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pla\u010devanje v tujini - 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